Payment Solutions

Payment Solutions

The NCRM core business is the integration of payment systems. Thus, the NCRM offer covers the following areas :


NCR Corporation is the global leader in ATMs for more than three decades. The NCR offer covers a broad spectrum of customer needs :


Managing the Self-Service Network :

A combination of NCR APTRA™ Vision, NCR APTRA™ OptiCash and INETCO Insight® allows the financial institution to improve the availability, optimize cash in any ATM, and improve network performance ATMs.

NCR Aptra Vision, is the best software suite allowing a bank to manage its fleet of robots, overseeing their operation and intervening in a timely manner in order to ensure optimal availability.

NCR Aptra Opticash, is an innovative software solution, the result of over twenty-five years experience, allowing the financial institution to optimize the cash flow throughout its network, both in terms of automata and its agencies bank.

Inetco Insight, is a transaction management solution to monitor with unprecedented accuracy the transactional performance of the Bank systems (bank ATMs, payment terminals, switch … etc).

NCR portfolio of solutions for Financial Institutions:


Saphire Mobile Financial Services ®, product partnership between NCRM and Saphir Systems, is a global solution, allowing a financial institution :

  • Develop a financial services offering available through the mobile phone, thus contributing to financial inclusion of people excluded from the traditional banking system facto;
  • To offer its customers a friendly channel, through a mobile application, to carry out all banking transactions securely and in real time.

Mobile Transfers, Mobile2ATM, Mobile Money Bill Payment, Merchant Payment, … are all integrated modules in the Saphir MFS solution.

Saphir MFS manages the recruitment, management of mobile accounts, customer repository, products and services from a marketing point of view with their packaging and pricing, promotions management and loyalty … etc.

Saphir MFS is available on all types of IT platforms (Unix, Linux, Windows, Oracle, SQL etc …) and all types of mobile phones (iPhone, Android, Windows, Java phone, BlackBerry etc …).

Assabil®is a CRM Mobile management solution, allowing to put on a mobile device (PDA, mobile phone, tablet), a business application that mobile agents can use to inform operations progress on state field (activity sectors: logistics, transportation, micro-credit, debt collection, etc …).

The Assabil server, connected to mobile terminals can consolidate data indicated on the ground instantly, present them to the management center as graphs, KPI or SLA, manage predefined alerts and provide a detailed business reporting.

The Geolocation module, integrated to Assabil, allows monitoring in real time the activity on Google Maps or on a geocoded map.


NCRM also offers other types of payment solutions used in railway stations but also in car parks. It is in the first case interactive terminals for issuing tickets with a completely touch interface. In the second case, it is issuing timestamps parking tickets to be affixed at the windshields of cars at the charged parking areas. NCRM also sells POS terminals for Retail: POS, scanners and other peripherals associated with application solutions.



The MEDTECH Group is among the national leaders in Consulting, Engineering and Services in Information Technology. It is the result of 25 years of development and anticipation of the ICT industry in Morocco. The Medtech Group is today, among other expertise, recognized by the world’s leading Information Technology , a leading provider of IT projects of the Moroccan Administration and a presence at the heart of IT major financial institutions of the country.

Contact us

Address : 74, Bd Abdelmoumen
20340 Casablanca



Email :



Phone : +212 (0) 522 77 56 00



Fax : +212 (0) 522 98 75 05